The Products to Protect Your Clients

In addition to industry-leading agent support, our partner FMO offers a wide range of senior health insurance products from well-known carriers with competitive rates and commissions. Whether you specialize in Medigap and MA Plans or cross-selling Hospital Indemnity and Dental, we got your covered!

Supplemental 360 Insurance - Medical Supplement, Hospital Indemnity, Critical Illness, Dental & Vision, Ancillary Plans

Growing Market

The products we offer serve a niche market that caters to seniors ages 65+. There are 10,000 people turning 65 in the U.S. each day and many do not have adequate coverage in the event of a major illness!

Higher Commissions

Agents can significantly increase commissions by offering Medicare Supplement plans and other supplemental insurance products while also protecting their clients from unexpected costs incurred due to illness or injury!

Competitive Rates

Our core products have low rates offered by some of the most well known and respected carriers in the senior health market. This allows our partner agents to write more business while also keeping rates affordable for their clients!

Offer an Array of Products to Cover Every Client’s Needs

Medicare supplements

Medicare Supplements

Medicare deductibles and coinsurance can leave your senior clients with substantial out of pocket cost associated with illness or injury. Medicare Supplement plans will cover all or most of these costs, leaving your clients with peace of mind!

Hospital indemnity

Hospital Indemnity

Ancillary coverage that pays your client directly to help cover deductibles and coinsurance associated with hospital stays. These low-cost plans create great cross-selling opportunities for agents looking to earn additional commissions!

Critical illness

Critical Illness

A plan that pays your clients a lump sum benefit following the diagnosis of a major illness. These low-cost plans can help cover costs associated with diseases like cancer, heart attack, and stroke, leading to peace of mind for your clients!